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Ayushman Card - Think Twice Before Opting
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📍New Delhi | 23 Dec, 2024, 2:49 PM

ECHS (Ex-Servicemen Contributory Health Scheme) has made a significant decision on 16 December 2024 to provide better health facilities to former troops and their families. An official letter issued by ECHS (ECHS) has been clarified that former soldiers can now avail PM Jan Arogya Yojana (Ayushman India). However, some of the terms and warnings have also been issued with it, which all the former soldiers have to take into account.

Ayushman Card - Think Twice Before Opting

ECHS: What's New Order?

The letter on behalf of ECHS stated that the option of Ayushman Card under the Prime Minister Jan Arogya Yojana is open to former troops. This means that former soldiers are not able to avail the facilities of ECHS or CGHS (Central Government Health Scheme) can treat them under the Ayushman Bharat Scheme.

But it has also been cleaned that if a former soldier opts for treatment under Ayushman India, except ECHS, this procedure will be irreversible. This means that once the ECHS is left, he cannot re-do it.

ECHS: What is the difference?

ECHS (Ex-Servicemen Contributory Health Scheme)
ECHS is designed to provide special health services to former troops and their families. The scheme takes into account the needs of the former soldiers who have served in the army in difficult situations. It also includes the facility of treatment in private hospitals involved in military hospitals as well as panel.

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Ayushman India (Prime Minister Jan Arogya Yojana):
Ayushman Bharat Yojana aims to provide free treatment to poor and needy families. Under this, the beneficiaries get cashless and paperless treatment up to Rs 5 lakh. The scheme includes both Government and Private Hospital.

Consequerence of ECHS: The Rules of ‘No Returns’

In the new order it has been clarified that if a former soldier opts to treat under the Ayushman Bharat Yojana except ECHS, he cannot return to ECHS in the future.

New ECHS Advisory: What to do if the drug is not in the dispensary? New Guidelines on behalf of Ministry of Defence

This rule can lead to former soldiers who are currently unhappy with the features of ECHS. It has been said that despite any problem of ECHS, it should take full information and caution before using the Ayushman card except it.

Ayushman Card - Think Twice Before Opting

What can be the advantages and disadvantages?

Advantages:

  1. Extensibility of Ayushman Scheme: Ayushman Bharat Yojana provides treatment facilities across multiple hospitals across the country. It also includes private hospitals, which can provide better services.
  2. Cashless Treatment: Under this scheme, the patient gets a cashless facility, which facilitates immediate treatment.
  3. Helpful for poor families: This scheme can be beneficial for the former soldiers who have limited financial resources.
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Loss:

  1. Loss of ECHS features: If you leave ECHS, you will be deprived of other benefits of military hospitals and ECHS panels.
  2. Inductive Process: Once the ECHS is released, it will not be possible to reap it.
  3. Limited options: Only the hospitals listed under the Ayushman Bharat Yojana are treated.

What will be found under the Ayushman Scheme?

The beneficiaries in the Ayushman Bharat Yojana get free treatment of up to Rs 5 lakh. It involves the treatment of all kinds of serious diseases, such as cancer, heart disease, diabetes, etc. Treatment is possible in private and government hospitals across the country under the scheme.

Advice for former soldiers

1. Don’t take a hurry decide:

If you are dissatisfied with ECHS features, consider all the options seriously before you leave it.

2. Check the Ayushman Scheme:

Ensure that good hospitals are available in your area under the Ayushman Bharat Yojana.

3. Advise others:

Talk to your partner former soldiers who have used the Ayushman card, and learn their opinions.

4. Enter Complaints: If there is a problem related to ECHS, enter it to the concerned authorities.

ECHS: Special information for beneficiaries linked to

  1. Availability of Medicine: There are often complaints regarding availability of drugs in ECHS. But keep in mind that this is a common problem, which can be solved over time.
  2. Reimbursement Process: Many beneficiaries have complained that they have to face delays in reimbursement for medications and treatment.
  3. Solve problems: If you are dissatisfied with the features of ECHS, contact the respective authorities for this and enter your problem.
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Author

  • Herry passport

    Harendra Chaudhary is active in defence journalism and is associated with RakshaSamachar.com. They have long been covering strategic news, defence policies and national security related issues involving Indian Army, Navy and Air Force. In his career of journalism, Harendra has written detailed articles on Parliament’s activities, military campaigns, India-Pak and India-China border dispute, defence procurement and ‘Make in India’ defence projects. They are known for deep understanding and analytical approach of defense cases.

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